Virtual CFO
Your numbers,finallyworking for you.
A senior CA in your corner, for strategy, not just filings. Cash flow, investor readiness, salary structuring, MIS reporting. On call. On demand.
Book a FREE CallVirtual CFO
Cash Flow Overview
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Revenue
₹24.5L
+12% MoMRunway
14 mo
HealthyTax Saved
₹2.1L
This FY₹40L+
Avg. cash flow visibility unlocked
1/10th
Cost of a full-time CFO hire
Series A
Fundraises supported
What We Cover
Everything a CFO does.
Without the full-time hire.
Our Virtual CFO service is built around four core functions, delivered monthly, on a retainer, by the same CA every time.
1.
Financial Planning & Analysis (FP&A)
- •Monthly MIS report (P&L, Balance Sheet, Cash Flow)
- •Rolling 12-month cash flow forecast
- •Budget vs actual variance analysis
- •Unit economics — CAC, LTV, gross margin by product
- •Departmental cost tracking and allocation
- •Scenario modelling (base / upside / downside)
2.
Fundraising & Investor Readiness
- •Financial model (3-statement: P&L, BS, CF)
- •Investor-ready MIS and data room preparation
- •Valuation support and cap table modelling
- •Due diligence coordination (financial)
- •Term sheet review, financial terms
- •Debt fundraising: CMA, project report, bank liaison
3.
Cash Flow & Working Capital Management
- •Weekly cash position reporting
- •Receivables ageing and collections tracking
- •Payables scheduling to optimise float
- •Working capital cycle analysis
- •Bank limit utilisation and OD/CC advisory
- •Runway alert system (3-month, 6-month flags)
4.
Tax Strategy & Salary Structuring
- •Director salary vs dividend optimisation
- •Salary structuring for tax efficiency (HRA, NPS, fuel etc.)
- •Advance tax planning — quarterly
- •Section 80 deduction maximisation
- •ESOP structuring and tax impact modelling
- •Related party transaction compliance
Monthly Deliverables
What you get every month,
without asking.
Every client gets these deliverables on a fixed cadence, so you're never flying blind, and you're never chasing your accountant for numbers.
Monthly MIS Report
One page P&L, balance sheet snapshot, and cash position. Delivered by the 5th of every month.
Cash Flow Forecast
Rolling 3-month forecast updated every month. You'll always know when cash gets tight.
Budget vs Actuals
Every major cost line compared to plan. Variances explained in plain language, not technical finance jargon.
Monthly Strategy Call
60-minute call with your dedicated expert to review numbers, answer questions, and flag risks ahead.
Compliance Oversight
We flag upcoming deadlines, ensure TDS is deposited, and keep your regulatory calendar clean, so you're never surprised.
On Demand WhatsApp Access
Quick question? One message. Your CFO responds within 4 hours. Mon to Sat.
Quarterly Tax Review
Advance tax computed and paid. Tax-saving opportunities flagged before it's too late to act.
Board / Investor Support
Board meeting numbers prepared. Investor update templates maintained. Data room kept current.
Annual Salary Restructuring
Every April, we review and restructure salary components to maximise tax savings for the new financial year.
Up and running in two weeks.
Then on autopilot.
We don't just hand you a dashboard and disappear. We spend the first month building the financial foundation, then run it every month from there.
01
Discovery Call
We understand your business model, current financial state, reporting gaps, and goals. We map what needs to be built and what already exists.
- •Financial health assessed
- •Priorities identified
- •Scope confirmed
02
Foundation Setup
Books cleaned up (or handed off to our bookkeeping team). Chart of accounts structured. MIS templates built. Historical data organised.
- •Books cleaned or structured
- •MIS templates ready
- •First cash flow built
03
Monthly Rhythm
MIS delivered by 5th. Cash flow updated. Compliance checked. Monthly strategy call scheduled. You review, ask questions, make decisions.
- •MIS · variance report
- •60-min strategy call
- •Compliance calendar tracked
04
Strategic Support
Fundraising? Hiring plan to model? Board meeting next week? We step up when you need us. Same CA, no ramp up time.
- •Investor materials
- •Ad hoc decision support
What Our Clients Say.
“Finally a CA firm that actually responds on WhatsApp. My NRI ITR was filed in 3 days. Previous CO took 3 months and still got it wrong.”
Rahul M.
San Jose, USA 🇺🇸
“Received ₹84,000 refund I didn't know I was owed. Noesiss found DTAA benefits on my US salary that my previous CA had missed for 3 years.”
Priya K.
Dubai, UAE 🇦🇪
“GST filing used to stress me out every month. Now I just get a WhatsApp message saying it's done. That's genuinely it.”
Amit S.
Pune, Maharashtra 🇮🇳
“Incorporated my LLP in 11 working days. Clear communication throughout, zero back-and-forth confusion. Highly recommended.”
Sneha R.
Bengaluru, Karnataka 🇮🇳
“Income tax notice completely handled by the Noesiss team. Zero penalty, fully resolved. I didn't have to do anything.”
Vikram T.
Hyderabad, Telangana 🇮🇳
Know your numbers. Make better decisions.
Book a free 30-minute CFO discovery call. We'll assess your current financial setup and tell you exactly what needs fixing — no commitment required.